Terms Of Service

Last Updated: Dec 10, 2025

Welcome. These Terms of Service are entered into by and between you and GloPoint, LLC d/b/a Gems Of Travel (“I”, “we,” “us,” “our,” “the website,” or “service”). Your use of Gems Of Travel constitutes your acceptance of, and agreement to, the following Terms and Conditions in full, including our Privacy Policy posted on the website and incorporated herein by reference. If you disagree with, or do not meet the requirements of, these terms and conditions or any part of these terms and conditions, you must not use the Website.

Amendment of Terms

The Gems Of Travel (“company”, “I”, “we”, “us”, or “our”) reserves the right to amend or modify the Website, policies and these Terms of Service in its sole discretion at any time without notice. By using the Website, you accept those amendments. It is your responsibility to check the website for updates, periodically.

Changes to the Website

We may update Gems Of Travel content and services sporadically throughout the future. These may be out of date at any given time, and Gems Of Travel is under no obligation to update such material.

Age

All information, content, and services on the Website is only intended for individuals over the age of 18 years old. This website is not intended for children under the age of 13. Children are prohibited from using this website, as defined in our Privacy Policy.

Geographic Restrictions

Our Website is operated from the United States, but it may be accessed by users worldwide. We make no claims that the Website or any of the content is appropriate or available for use in all locations. Access to the Website may not be legal by certain persons or in certain countries.

If you choose to access the Website from outside the United States, you do so at your own initiative. You are responsible for compliance with any applicable local laws regarding your access and use of the Website.

Privacy

We are dedicated to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for more information.

No Warranties

The Website is provided “as is” without any representations or warranties, express or implied. Gems Of Travel makes no representations or warranties in relation to this website or the information and materials provided on this website.

Gems Of Travel makes no warranty the Website will perform or operate to meet your requirements; will be available uninterrupted; timely and free of bugs and/or viruses; or represents the full functionality, usefulness, accuracy, and reliability of the Website. Gems Of Travel makes to warrant the information on the Website is complete, true, accurate, current, or non-misleading.

The Website is written in English language and makes no warranty in regards to translation or interpretation of content in any language.

Your experiences may differ from that as depicted on the Website. All Gems Of Travel content and services is for informational and educational purposes only.

Nothing by Gems Of Travel constitutes, or is meant to constitute, expert; professional; or legal advice of any kind. If you require guidance in relation to any matter pertaining to but no limited to legal; medical; emotional; financial; or security, then you should consult an appropriate professional.

Support

We understand a quick response time is desired for e-mail communications, and we try our best to respond quickly.  However, we make no guarantees regarding the response time.

Online Purchases & Refunds

All prices on the Website are listed in United States Dollars (USD) and prices are subject to change at any time without notice. Applicable sales tax will be added during the checkout process.

All sales of products and/or services on Gems Of Travel are final. No refunds will be issued. Upon payment and access to the restricted content only accessible by a registered and paid account, the transaction is deemed as the payee having instant access to finished work rendered.

Once you pay, register, and login into our website it is assumed that you have consumed the content in full within a short period of time. Once you have access to it, there’s no unseeing or unknowing the information, thus returning it.

If any dispute arises, you agree and accept to contact Gems Of Travel to resolve any disputes before initiating a chargeback with their bank or payment provider. Unauthorized chargebacks may be considered a breach of this Agreement.

Disclaimer

All content and information made available by Gems Of Travel is for informational and educational purposes only. You understand and agree that you are fully responsible for your use of the information provided by Gems Of Travel, on the Website.

Information from content and services by Gems Of Travel are examples to aid in your research, but they do not serve as a guarantee or promise of any kind for your results and successes if you make decisions using the same information, and by implementing the various tips, warnings, and notes provided. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Websites, or by anyone who may be informed of any of their contents.

You are encouraged to perform your own due diligence and research. You understand and agree that you are solely responsible for your own outcomes and results, which may be contingent upon, including but not limited to, your personal circumstances, desires, preferences, abilities, knowledge, experience, skills, choices, risk factors and handicaps, and relationships; and the economy, fluctuating currency exchange rates, cultural changes, reaction to culture shock, and any issues pertaining to local and immigration laws. Therefore, you agree not to hold Gems Of Travel liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented to you by Gems Of Travel.

Limitation of Liability

You agree that under no circumstances, we and/or our officers, employees, successors, or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions by Gems Of Travel, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

Intellectual Property Rights

Unless otherwise stated, Gems Of Travel and/or its licensors own the intellectual property rights in the website and material on the website.

All content by Gems Of Travel including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads and all other information here (collectively referred to as the “Content”) is owned by us and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Service permit you to use the Gems Of Travel for your own personal, non-commercial, non-transferrable, informational and educational use only, while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material provided by Gems Of Travel, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your web browser for display enhancement purposes.
  • You may print or download one copy of a reasonable number of pages from the Websites for your own personal, non-commercial use, and not for further reproduction, publication, or distribution.
  • If we provide social media features on or through the Website with certain content, you may take such actions as are enabled by those features. Otherwise, users are permitted to share content on social media channels, as long as a link to the Website is included.

You must not:

  • Modify copies of any materials from the Websites.
  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Websites.

You agree not to copy, duplicate, steal, modify, republish, display, show any member-only material from the website in public, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent, or license any part of the Content in any way to anyone, without our prior written consent. You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

If you print, copy, modify, download, or otherwise use, or provide any other person with access to, any part of the Websites in breach of these Terms of Service, your right to use the Websites will stop immediately. At our discretion, you may be required to return or destroy any copies of the materials you have made. No right, title, or interest in or to the Websites or any content on the Websites is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Websites not expressly permitted by these Terms of Service is a breach of these Terms of Service and may violate copyright, trademark, and other applicable laws.

Grant Of Rights

You grant Gems Of Travel a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content or information that you submit to Gems Of Travel via any communication channel we make available to you. This includes, but is not limited to, communication by email, text, images, comments, suggestions, feedback, audio material, video material, and audio-visual material. This license extends to all existing and future content. You also grant Gems Of Travel the right to sub-license these rights and the right to bring an action for infringement of these rights. You are liable for any claims arising from your content and agree to indemnify Gems Of Travel.

Acceptable Use

You must not use the Website in a way that causes, or may cause, damage to the Website or impairment of the availability of accessibility to the Website. You must not reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law.

You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other malicious software or code.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to the Website without the express written permission from Gems Of Travel.

You must not use the Website to transmit or send any unsolicited commercial communications.

You must not use the Website for any third-party marketing without the express written consent from Gems Of Travel.

You must not use the Website as a reference to political discussion or debate.

Gems Of Travel may offer free products for you to download and also sell paid services, digital products, and/or any other related materials (collectively, “products”) on this website. We only grant you a limited, personal, non-exclusive and non-transferable license to use all our products for your personal use only.

Accessing the Website and Account Security

We reserve the right to withdraw or amend any of our Website, and any material or service we provide on the Website, at our sole discretion and without notice. We will not be liable if, for any reason, all or any part of the Website becomes unavailable at any time or for any period. From time to time, we may restrict user access, including registered user access, to some parts of the Website or the entire Website.

You are responsible for making all arrangements necessary for you to have access to the Website. You are responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Service and comply with them.

Access to certain areas of the Website is restricted. Gems Of Travel reserves the right to restrict access to various areas of this website, or the entire website, at discretion of Gems Of Travel. You acknowledge, agree, and accept that the level of restriction of content or areas, whether none; partially; or fully restricted, may be changed at any time for any reason by Gems Of Travel, regardless of previous restriction level status or as stated by Gems Of Travel. By using the Website, you agree not to bypass restrictions or as a paid member make them available to non-paid members.

To access the Website or some of the resources they offer, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide is correct, complete, and current. You agree that all information you provide to register with the Website or otherwise, including through the use of any interactive features, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential and must not disclose it to any other person or entity. You acknowledge that your account is personal to you and agree not to provide any other person with access to the Website or portions of them using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password, or any other breach of security. You also agree to ensure that you properly exit from your account at the end of each session. Extra caution should be used when accessing your account from a public or shared computer to prevent others from viewing or recording your password or other personal information.

We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time at our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Service.

No Artificial Intelligence (“AI”)

The owners of this website does not consent to the content on this website being used or downloaded by any third parties for the purposes of developing, training or operating artificial intelligence or other machine learning systems (“Artificial Intelligence Purposes”). Absent such consent, users of this website, including any third parties accessing the website through automated systems, are prohibited from using any of the content on the website for Artificial Intelligence Purposes. Users or automated systems that fail to respect these choices will be considered to have breached the Terms and Conditions of this website.
We have included on the pages of this website a robots meta tag with the “noai” or “noimageai” directive in the head section of the HTML page. Please note that even if such directives are not present on any web page or content file, this website still does not grant consent to use any content for Artificial Intelligence Purposes unless such consent is expressly contained.

TERMINATION

We may terminate or suspend access to Gems Of Travel immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms, which by their nature shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Links To Other Websites

If the Website contains links to other websites and digital resources provided by third parties, these links are provided only for your convenience.

We have no control over the contents of those third-party sites or resources and accept no responsibility for them, including for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to from our Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. Once you click on a third party link and leave this website, you are no longer bound by our terms and conditions.

You agree and accept that we are not responsible or liable for the accuracy, content or any information presented on these third party websites. You assume all risks for using these third party websites or resources and any transactions between you and these third party websites are strictly between you and the third party. We shall not be liable for any damages resulting from your use of these third party websites or resources.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

MANDATORY ARBITRATION AND GOVERNING LAW

You expressly waive your right to bring any legal claims, now or in the future arising out of or related to the Website and our services/ products. In the event of any dispute, claim or controversy arising out of or relating to your use of this website, the terms and conditions shall be construed in accordance with the rules and regulations of the state of Indiana and United States.

You agree to consent and submit to the jurisdiction of the state and federal courts located in Indiana without regard to the principles of conflict of law or where the parties are located at the time a dispute arises.

You agree to resolve any disputes or claims first through mandatory arbitration in the state of Indiana and shall bear the full cost of arbitration as permitted by law. Your good faith participation in arbitration is a condition precedent to pursuing any other legal or equitable remedies available such as litigation or any other legal procedure. You also agree that in the event a legal claim is initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney’s fees and other costs associated with the legal action.

Any cause of action or claim you may have arising out of or relating to these Terms of Service, your use of any of the Website, or any content or services provided through the Website must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action or claim is permanently barred, which means that you will no longer have the right to assert a claim regarding the dispute.

Indemnity

You agree to defend, indemnify and hold Gems Of Travel, its members, employees, officers, directors, managers and agents harmless from and against any losses, claims, suits, actions, damages, injuries, deaths, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by Gems Of Travel to a third party in settlement of a claim or dispute on the advice of Gems Of Travel legal advisers) which Gems Of Travel suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Service (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.

Contact

For any inquiries, contact Gems Of Travel by email via the website contact form.